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Bob Proctor M1 M2 M3 update!

Sometimes, it is so good to look back at how far you’ve come.

It is literally just over a year since I wrote about a YouTube film I watched featuring the wonderful Bob Proctor talking about M1, M2 and M3. Back then I knew I wanted to get to M3 but I was worried I wasn’t putting this into action.

In the film Bob explains there are three levels of earning and making money, and I’ll summarise them here.

M1 is the vast majority of people who get a job and swop their time for money. They literally work for their living which means their earnings will only ever be limited.

M2 people work for a living but also invest in assets that will bring them an income. This is just 3% of the population (I assume this is the US population, so it may be different in the UK).

I’m glad to say I have already shown M2 tendencies – I have a small portfolio of properties which bring me a modest rental income. In fact, this income has been my main source of income since we began our adventure to change our lives and control our own destiny. Without it I would have had to have a job and would not have had so much time to spend on our business and also on this blog.

M3 is where the money is! According to Bob, this group set up multiple sources of income and – this is key! – they get other people to do the work for them.

M3 is my goal.

In fact, it’s not only my goal. If I want to achieve a Success of my Life Project, M3 is my necessity.

But if you are reading this and thinking ‘I’m not there yet’ my best advise is not to panic.

In my opinion, Bob speaks a whole lot of wisdom and we can all take inspiration from his recordings and writings. But he speaks from his own individual experiences and journey. We must all remember that as well as absorbing words of wisdom and inspiration, we are all also on our own individual path. And sometimes that path can take its time, probably because we need time to grow with it.

A year ago I was worrying that I was holding our business back by being too M1 and not enough M3.

But it is crucial that we let inspiration and guidance support us forwards, not make us panic and doubt ourselves.

While on my project to life success I have discovered a ton of things about myself. Probably the biggest has been that I am an entrepreneur. My strengths are in big thinking, strategic planning and seeing opportunities. I struggle to do the daily grind of the more tedious tasks.

Twelve months ago, I was doing everything. We simply didn’t have the money to employ other people. Unless you have a ton of money to throw into your new business, you will probably do everything too.

But what I have found is that back then I needed to do everything. With no business background or experience, I needed to learn the what, how and why of business. And learn them I did, on an exciting, overwhelming wave of exhilaration.

Gradually, over the past year, I have gently dropped some of the things I was doing.

I no longer do payroll, although I am glad I did because now I understand how it works. This was outsourced to an accountancy firm, and I blogged here about it.

I no longer price up jobs, I wasn’t very good at it because numbers aren’t my strength, but I’m glad I did because now when T is pricing up I know exactly what he needs to add and – most importantly of all – how best to explain to and work with customers when delivering prices.

I no longer do the End of Project Guide that we always deliver to customers. T also does this, and when we employ someone under T they will do it.

I could go on, but you probably get the picture. I can see here that although I was so nervous about employing T it was the BEST thing we could have done, and our business has literally boomed since he joined us.

(In fact, problems we have had recently have come mostly from mistakes I made when pricing up and agreeing works just before he joined us, or mistakes he made in his early days. He has been able to see just why we have put certain systems in place, and we have been able to fine-tune our processes together.)

I think I’m waffling, and I hope you’re getting the picture.

To summarise, I am slowly becoming M3. I’m not there yet. But I am on my way.

My fears from my post a year ago were valid but unnecessary. I wasn’t holding us back, I was just on the right path, going at the right speed for me.

I WILL get to M3, I know it. I HAVE to! And it is sooo good to be able to look back on a year and see progress. I am soooo grateful for this incredible journey – and I can’t wait to look back on this in another year’s time, who knows where we will be then!




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Bob Proctor – M1, M2 and M3

[Note, August 2018: A year after writing this post, I wrote this update about whether or not I have managed to become M3…]


The rain has not stopped all day today, giving the perfect excuse to spend the afternoon inside and clear the pile of ironing.

As usual, I took the opportunity to jump on to YouTube and gain some education and inspiration.

This film of a presentation by the amazing Bob Proctor was so good I just had to share it!

Like many people I first came across Bob Proctor from his appearance in the film The Secret (which if you haven’t seen, you must!) and he is a really inspirational and likeable guy. The Secret is based on the book of the same name, by Rhonda Byrne, which you can buy here if you prefer to absorb your inspirational stuff through words instead of pictures. Personally I love how Bob Proctor comes across in the film – completely genuine, likeable and really wanting to share his knowledge to better everyone.

At almost two hours’ long this YouTube film is well-worth watching and listening to.

If you don’t have that long to spare right now, join him at 37 minutes in. He explains how most people (96% of all people) do M1 – working for a living – which will forever keep them poor and limited. We will only ever get so far if we only ever trade time for money. Sad to say, I am guilty as charged – or at least I was up until a year ago.

M2 is a definite improvement (3%) which is investing money to earn money. I’m glad to say I have done this, still only in a small way, and I’ll be increasing my property portfolio in the future.

M3 is where we should all be aiming for. This group set up multiple sources of income, and they get others to do the work for them.

I am definitely guilty of not being M3-enough! Right now, we are growing the business and I can feel myself struggling within my own limitations.

I know I am probably holding the business back right now, through my own weaknesses, but am I just thinking like an M1?

Surely an M3 person wouldn’t even need to think twice on this. They would just hire someone to do what they can’t.

As usual Bob has got me thinking. We don’t have the disposable income that a successful M3er might have, but by clinging on to M1 status I could be pushing that income further and further away with my own indecision.





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Let Your Thoughts Make You Rich

I just love Bob Proctor, his words and teachings mean so much to me.

Key to much of what he speaks about is learning to trust your own subconscious.

Do you trust yours? I’m definitely still learning to trust mine!

This is a great post of his:

Let Your Thoughts Make You Rich

Let me know if it works!