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Feel the fear…

I absoutely LOVE Facebook memories (most of them anyway!) and the way they throw up random past happenings, thoughts or muses. A bit cringey when they date from 2007 when we all spoke in the 3rd person, but hey ho.

I’m the same with a paper diary, I’ve never kept one for the Dear Diary moments, but years later I just love to look back and see what I was doing on that day.

And keeping a diary is absolutely a must when you start a business, or at least start to change your life, as I have. Reading back over your past is a great way to recognise your progress – it just might not be visible to your weary eyes.

So yesterday Facebook threw this one up for me: “Eeek shizzle just got rizzle! Feel the fear and do it anyway I reckon!’

I read it and grinned, wondering what I was going on about. I read the comments.

Chris had asked ‘???’

And I had answered ‘Biggest job yet!’

So in our Monday morning meeting I showed the guys the screenshot and began to work out with Dean what that job might be. And do you know, we had no idea.

How ironic that something so big and scary that I Facebooked about it, just 365 days later has faded into the fog of time and memory loss.

But it has made me think back, to all those times I didn’t do things because I was afraid to, or I thought I would fail, or I was scared other people would laugh. And there we were, 12 months ago, feeling afraid, fearing we might fail and knowing full well our competitors would laugh if we did – all for it to disappear into the passing weeks and months.

We all owe it to ourselves to fight our inner fear and not allow it to stop us doing exactly what the fuck we want to.

Dammit! We all get one life here on this fabulous planet and the least we can do is live it to the full.

Ensuring we fill our minds with gratitude is one way to squeeze the worry out.

So with that in mind, today I’ve felt the fear but I’ve ignored it and I’ve shared a Facebook job vacancy post. So what if we don’t have huge amounts of money, we need someone to do all the data-inputting, letter writing and general admin and I have accepted it is starting to hold me back.

I am feeling extremely grateful for the perfect person who is about to come into our lives and take that job!

I am 200% confident that if we take on the right person to support T and I, both of us will fly higher than before, just as I have done every time we’ve taken on someone new. Committing to paying someone’s salary is scary, but I’m going to feel the fear and do it anyway, no matter how rizzle the shizzle!

 

 

 

Change your life Change your Mindset Habits of Success Positive action

Is it too late to change my life?

I’m in my forties. In my FREAKING FORTIES.

Somewhere, in my murky past, four decades have sped by. I’ve achieved some things – had a reasonable career, bought some property, had a lot of fun – but nothing of any particular note.

So now I’m in my FREAKING FORTIES and I’m changing my life the doubts creep in. On a fairly regular basis.

What makes you think you can make it now when you haven’t so far?

What makes you think anyone is interested in you?

You’re so old. How are you going to be successful at this age? If it was going to happen it would have happened already.

The good news is we finally have a bathroom floor here in our renovation pit, so if I choose to listen to these voices at least I have something clean to lie on in my defeated depression.

The really good news is I just watched this video by Nas Daily, about four people who did change their lives. Including one amazing guy who learned to read aged 52!

So every now again when the doubts get a bit too loud a good video can drown them out.

Enjoy!

 

 

 

Buy to Let Change your Mindset Positive Thinking Progressive Property Property Time Efficiency

A Wasted Journey… almost

So it could have been infuriating.

On Wednesday night Dean and I left Cumbria for the 223-mile journey down to Peterborough.

We were due on the Joint Venture course at Progressive Property*. Two whole days of learning how to work with investors – which agreements to use, how to ensure we stay well within the law and within agreements that will work for us, any potential investors and everyone else.

Wednesday was a crazy day. Hey, every day is crazy for us!

My parents have come to stay for a month (I enrolled them in Sam-and-dog-sitting some weeks ago), and just before they arrived Dean decided to take down a wall and the old ceiling in their en suite. Then he found the existing shower was faulty. Then, both jobs we had ongoing developed unexpected issues. So, everything fell behind schedule and when my parents arrived, wearily stepping into the house after a long, long drive, the room was still filthy and full of tools and Dean was flustered and busy with hours ahead.

Naturally, one of our neighbours/friends who has been incredibly supportive then called to say her bath was leaking into the floor below.

It was also enrolment night for Sam at his new college course.

We had an appointment booked with potential bathroom clients which I had provisionally aimed at approximately 5.30pm.

So the plan was to casually swan off, all ready and prepared at 4.30pm, pop into college with Sam, then leave him settling in with all his new friends and with money to take the train home while we headed south, via the potential clients.

Of course that didn’t happen!

At 4pm, with Dean still hard at work, I took my mum and the dogs up to the field so she could see what to do when it came to walking them.

At 4.50pm I took Sam into college, he enrolled, but of course we couldn’t leave him, they needed to speak to me. Apparently adults are still responsible for young people, even once they have reached the dizzy age of 16!

Dean and I finally left at 6.30pm, got to the friend/neighbour’s who had by then gone out, we made it to the client’s house at 7pm – they want to go ahead, which is good news – and eventually set off on the long road south at 8 pm.

And then came the final disaster. As we neared the final 90 minutes of the journey, the A1 was closed with a diversion in place. It took us on a wide tour of central England, a long line of diverted traffic crawling through sleeping villages and past dark farms, as we argued over whether we should stick to the diversion or follow a different route using our phones. It was well past midnight by the time we got to the hotel and entered our stale smoke-filled room. The mattress was pretty lumpy and uncomfortable – a little like a water bed, wobbling every time one of us moved.

We arrived at Progressive Property towers just before 9;30am on Thursday feeling absolutely shattered. Even through my exhaustion I sensed something was wrong when I saw the small group of peple gathered there, with trainers I recognised from a different course – I’ve done plenty of courses at Progressive, I usually can’t recommend them highly enough.

My sinking feeling turned out to be right. The course had been cancelled some weeks earlier and for some reason I was never notified. It was pretty mortifying after the long drive and the cost of the fuel, hotel and, most importantly, our TIME.

But, it was my own fault for not checking and, with the benefit of hindsight, it seems extremely stupid to have set off for such a long way without double checking the event was still on. (In my defense, all the courses I’ve attended previously at Progressive Property have all run as planned, in fact they’ve all without fail been absolutely superb learning.)

We returned to the hotel in a disappointed daze, gutted to have wasted so much time, but determined to make the best of it that we could. We popped to the shopping centre next to the hotel and bought some new shirts for Dean (he was a man in desperate need of a few shirts!) Then we set  off for home feeling shattered and resentful and dreaming of the wonderful sleep we would have had that night if we were at home. As Dean drove, I leaned against my pillow and tried – failed – to sleep.

And then, something miraculous happpened. From somewhere came a second burst of energy, and we started talking about the property we’re living in, the one we’ve been considering turning into a house of multiple occupancy – an HMO.

We priced up pretty much the entire work needed, something we’ve been planning to do for ages. If the sums don’t work, we won’t do the work needed to create the HMO, so this was crucial.

We also stopped at a few kitchen places on our way back up north.

It meant that once we arrived back at home, to two delighted dogs and three bemused humans, we could begin a serious discussion about what to do with the property. And so the decision was reached. There will be no HMO. Instead we will renovate to a high standard, ready for a family home, and either let it or sell it as such.

The work needed to make this old, slightly awkward property into a 5-bed, 5-en suite HMO is just too much and too expensive. It would take every penny that we have, and it would take forever. And right now we need to keep hold of some money, and we need as soon as possible to be able to concentrate 100% on the business.

And although I’d been looking forward to putting an HMO together, it is a relief to have finally made a decision. Now we can move forward, get it done, and get back to business.

I would have preferred not to spend hours in the van, traipsing for miles through the dark, not really sleeping on a dodgy mattress, and losing a day’s work.

But by deciding not to let the day be a waste, we turned something that could have been really negative into a positive, and that was definitey worth doing.

(Oh, and Progressive have offered to reimburse what we’ve spent and they’ve given us a choice of dates to attend the next course, so we will be back – although we might change hotel.)

 

*Progressive Property is probably the UK’s biggest and best property success story, started by two friends and colleagues, Rob Moore and Mark Homer, and offering fantastic training into how to make money from property. Their courses are awesome (we’ve been on loads of them) and it all starts at their Multiple Streams of Property Income course (MSOPI) which is a 3-day course all about property. Tickets usually cost a few hundred pounds but they are free if you get referred from someone else – if you would like free tickets email me at projectlifesuccess@gmail.com and I will make sure you get yours!

Attracting Income Attracting Success Business success Change your life Change your Mindset Habits of Success Positive action Self-Discipline

What Makes A High Achiever?

Who even IS a high achiever?

It’s all relative, of course. Everyone is a high achiever to someone, the same way everyone is a lesser achiever to someone else (yet another reason why we should never judge ourselves against others).

Simply put, we’re all on our own journey, each with its own challenges and battles. What is easy to one person is tough to the next, and so on.

This is a great video for keeping you focused on your own journey.

Yes, it’s going to be tough. Yes there will be days you don’t want to get out of bed. Yes there will be jealousy along the way. Yes there will be people wanting to see you fall. Yes you will feel like stopping. Yes the world will assume things about you.

I say ‘you’ – but really, of course, I mean ‘me’. I totally, totally have areas of weakness, places where my inner high achiever struggles to beat the lazy scared person.

For one thing, I always find it so hard to get out of bed. Every. Fricking. Morning. And that’s one area I need to work on, to get up, earlier, get started faster, get off my phone go for the day harder.

As this video reminds me, just get out of bed. Just do it. Ignore the rest inside my own head and the heads of others, and DO IT.

Stepping above the rest is not easy. We must surround ourselves with people who also have vision and can see the possibilities for us all. Surround ourselves with other high achievers, and prepare to fight!

 

 

 

 

 

 

 

Attracting Income Attracting Success Business success Change your life Change your Mindset Goal setting Habits of Success Positive action Running with dogs

Setting Goals and Making Plans

This is probably the most exciting two weeks of my life!

No, George Clooney hasn’t turned up asking me to forgive him for marrying Amal, nor have I have won the lottery.

But, exactly a week ago, Dean and I both closed down to the outside world and began working on our new business – a quality, bathroom and wetroom installation company.

And that’s about as exciting as anything could be! Sorry George!

After being a general building company, specialising is a HUGE relief. At last we can get really really good, we can hire people specifically, we can do the same thing over and over which means we can get really, REALLY good.

Best of all, we can now see some really exciting ways to market the business, so we can get even bigger and even better.

We are both SOOOO excited!

And we’re doing what we desperately needed to do – preparing the business before it begins, setting goals for the business and for us to achieve.

The new van is signwritten (it looks amazing!), the website is being built (we hired a professional photographer to take photos of a few of the bathrooms we’ve done over the past year) and I picked our new business cards up on Friday.

Tomorrow we are fixing our price list. Our systems will also be confirmed down in the next 24 hours. Then we will do 10 – yes, 10! – price ups using our new systems so that when clients come to the new business we will have set ways to handle each query.

So this was the scene on our kitchen table last Monday morning:

List of tasks to accomplish, things to organise, learn, prepare… Setting goals and building a business

I’m pleased to say that some of those tasks are now ticked ‘done’ and others have morphed as conversations have evolved, but we are still working our way through them.

When the Planets Align…

Have you ever felt like the universe shifted to help you?

I had one of those wonderful moments a week or two ago. I was lucky enough to see a post on a Facebook builders group in which someone recommended this book:

Markup & Profit by Michael C Stone – a great read and a real boost to our business

The post was about pricing up and how people decided on what to charge. The person who posted warned that this book isn’t cheap (it isn’t – I paid over £40!) but said the information is gives will be invaluable.

O. M. Geeeeeeepers he was right!

We’re a third of the way in and already Mark Up and Profit is changing how we think and feel. If only we had known of this book years ago! But anyway, we have it now.

Reading Mark Up and Profit is literally like having the author, Michael C Stone, turn up at your home and go through your business with you. He really knows his stuff and even though it is an American book, it works pretty much 100% for a UK business (just a few pieces of US-jargon re taxes, banking etc).

This book is specifically aimed at the world of construction but really there is useful information in there for any business, especially a business that creates things – houses, bathrooms, websites, clothing, whatever. I will definitely use the formula for mark up on jobs when I come to grow my website/video business, Little Red Horse.

If you have ever wondered about how to work out pricing or when to know if your price is too high or too low, I really recommend getting your hands on a copy. It really has changed everything for us.

If you don’t mind me collecting a very small percentage of the cost of the book, you can buy it through this link here.

I cannot describe how grateful I am that as I scrolled along my Facebook timeline on that day, I decided to click on that post and see that comment. Sooo grateful!

New Energy – Setting Goals

As often happens, once energy starts flowing freely in one part of your life, it soon spreads to other areas.

My YouTube channel has been a bit stuck recently, I haven’t uploaded any videos for a while, not quite knowing what to say.

Today I found my diaries for 2014 anbd 2015 and looked back to July 30th on both years. It was interesting to think about what I was doing then, and how much has now changed. (I haven’t kept a diary properly for almost two years and I know I’ll regret it – this blog is partly an attempt to diarise how the journey goes).

Then on tonight’s dog walk I had the idea of posting regular, monthly goal videos – I read constantly that setting goals is one sure way to help yourself towards success, measuring your progress along the way. Also I wrote about it here.

So I grabbed Dean when he got back from golf and pinned him down to some goals for August. Here they are (for both of us):

  • Go running with the dogs at least 8 times – so twice a week
  • Complete two bathrooms as part of our bathroom business
  • Get three subcontractors signed up and part of our team
  • Go to bed by 10.30 pm three times a week (yeah right!)
  • Finish fire safety improvement works to all our rental properties
  • Get our dog recall up to 99.9999%
  • Do three Youtube videos – ‘how to’ sharing tips I’ve learned along the way
  • Do two Tony Horton golf workouts every week (Dean)
  • Eat some fruit and vegetables every day (Dean)
  • Get our new bathroom business completely set up

And here they are in glorious technicolour! (Trust me, there’s nothing like posting your secrets on YouTube for creating some accountability!)

 

 

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Bob Proctor – M1, M2 and M3

[Note, August 2018: A year after writing this post, I wrote this update about whether or not I have managed to become M3…]

NOTE, THIS POST ORIGINALLY FEATURED A YOUTUBE VIDEO WHICH IS NO LONGER AVAILABLE, SO I’VE REMOVED THE LINK. THE MESSAGE HASN’T CHANGED.

The rain has not stopped all day today, giving the perfect excuse to spend the afternoon inside and clear the pile of ironing.

As usual, I took the opportunity to jump on to YouTube and gain some education and inspiration.

This film of a presentation by the amazing Bob Proctor was so good I just had to share it!

Like many people I first came across Bob Proctor from his appearance in the film The Secret (which if you haven’t seen, you must!) and he is a really inspirational and likeable guy. The Secret is based on the book of the same name, by Rhonda Byrne, which you can buy here if you prefer to absorb your inspirational stuff through words instead of pictures. Personally I love how Bob Proctor comes across in the film – completely genuine, likeable and really wanting to share his knowledge to better everyone.

At almost two hours’ long this YouTube film is well-worth watching and listening to.

If you don’t have that long to spare right now, join him at 37 minutes in. He explains how most people (96% of all people) do M1 – working for a living – which will forever keep them poor and limited. We will only ever get so far if we only ever trade time for money. Sad to say, I am guilty as charged – or at least I was up until a year ago.

M2 is a definite improvement (3%) which is investing money to earn money. I’m glad to say I have done this, still only in a small way, and I’ll be increasing my property portfolio in the future.

M3 is where we should all be aiming for. This group set up multiple sources of income, and they get others to do the work for them.

I am definitely guilty of not being M3-enough! Right now, we are growing the business and I can feel myself struggling within my own limitations.

I know I am probably holding the business back right now, through my own weaknesses, but am I just thinking like an M1?

Surely an M3 person wouldn’t even need to think twice on this. They would just hire someone to do what they can’t.

As usual Bob has got me thinking. We don’t have the disposable income that a successful M3er might have, but by clinging on to M1 status I could be pushing that income further and further away with my own indecision.

 

 

 

 

Change your life Change your Mindset Exante diet Positive action Running The Eternal Weight Battle! Weight loss

Exante Diet update

The vlcd Exante Diet is going well – almost too well in fact. As in, when it feels this easy, surely that’s the danger zone?

I feel amazing – so much energy, flat(ish) stomach and already waking up earlier and, um, livelier, if that is even a thing.

I am probably in low ketosis (where my body is burning fat, not just carbs) and the difference to living in a high-carb state is phenomenal.

I’m still hitching a ride on the raised energy levels of these beautiful early spring days – but hey, whatever works!

Last night I even took Foxy and Frankie for a run using my new double lead which I bought on Amazon which attaches, rather cleverly, around my waist. I expected them to run ahead of me, pulling me all over but they did brilliantly, as though we had been doing it for years! (Which of course means I now have no excuse not to run with them!)* (silent groan)

I had a few issues with the double lead, but on the whole it worked well, and it was great having my hands and arms free while running. Very liberating!

Running for Weight Loss

If you are considering taking up running, I really, really recommend it. It’s cheap, pretty easy-ish and it can give a major boost to your fitness and confidence.

I have no running physique – big boobs, short legs – seriously if I can do it I reckon most other people can too.

Years ago when I first started running I could barely last 100 yards. But then I found a great programme which advised starting out by running 1 minute, walking 1 minute, then repeat 10 times. I did this, running very, very slowly at first, gradually building up the length of running time and decreasing walking time.

I was so embarrassed I ran at night time for the first few months, wearing black. It was more important that I was not seen by anyone than it was not to be hit by a car!

The really good news is that it actually doesn’t take long to get to a point where you can run for 25 minutes-ish. THAT is so empowering it will boost you in every way imaginable!

And, best news of all, once you reach a certain level of fitness, it seems that stays with you. I haven’t run in months, and yet last night I ran probably just under a mile and a half.

Before I started running there was no way I could have run that distance, but yesterday it was no issue at all. I could have run much more, if I’m honest, but I didn’t want to give my body and legs too much of a shock on the first go!

Going public…

So last night I took the terrifying step of posting my vlog about Day One of Exante on the Exante Facebook page.

Even though I am not anonymous I haven’t exactly shouted about what I’m up to, so it was seriously scary! But, there’s nothing like exposing your secrets to the world to keep you accountable – and I really hope by posting here and on my YouTube channel that will keep me accountable in those weak moments!

I’ve been overweight for over a decade and it is time to reclaim my life – and if that means drastic measures then so be it.

Anyway, here’s how days 2 and 3 went…

xx

 

Project: Life Success

Changing career aged 40+, learning about and building my own business, losing weight, building passive income & finally making a success of my life!

Attitude of Gratitude Attracting Income Attracting Success Business success Change your life Change your Mindset Goal setting Habits of Success Personal fulfillment Positive action Positive Thinking

Happy near-end of 2016!

Merry Christmas! I hope yesterday was wonderful for you, whether or not you celebrate the actual festival, and I hope you have been able to take some time out from the busy rush of everyday life.

We closed Dean’s construction business on December 22nd until January 3rd, so, asides from the mountain of paperwork I still need to go through – more of that in a later post – we’ve actually been able to take some time off, which has been wonderful.

I discovered a fantastic app called Enlight which allows you to do amazing things with photos on your phone – so I couldn’t resist sharing this of the girls on Christmas morning!

 

Yesterday was a quiet, pretty steady day – just me, Dean and his youngest son Sam, aged 15. Plus the dogs, of course. Even though it was just the three of us, there were all the phone calls to the rest of the family, text messages and of course the constant stream of Facebook posts to answer, so it felt busy even if we weren’t too crazy!

Even so, if we can find the time, Christmas is always a good opportunity as the end of the year approaches, to take stock of what we have achieved so far.

Dean and I covered this in our final 2016 call with our business mentor just a week ago. It really was so helpful. The thing with a mentor or coach is they will ask you what you want to work on with each call, so that you take responsibility for your own journey, and it felt appropriate to look towards the next 12 months and where we want Dean’s business to be (and also I couldn’t think of anything else to suggest!)

The start of a new year is, for me, much more than just another new month – it really can be an opportunity for a fresh start. Just imagine, 12 whole undiscovered months lying ahead, each one filled with the potential for fun, achievement and success!

Although I am painfully aware of how far we still have to go until we achieve true Life Success, I have to admit that 2016 has been pretty awesome for us both in terms of our pathway to success. The call with our mentor helped us both to see that – we made some big decisions in that call.

But if I’m going to do it properly, I need to write a list of those achievements, which I will do in my next post.

Then, we can start to look ahead to not only what 2017 will bring, but what WE can bring to the next 12 months to make them better than ever before.

So, I need to do another list – of our goals for 2017.

I’ve written before about goal setting, because it can be really hard to actually pinpoint what we want in life. If you are not particularly materialistically-minded, like me, it can be even more difficult to write that list.

But how good it will be if, at the end of December 2017, I have a list of things I can tick off!

I speak to so many people who say they never set New Year Resolutions, which seems strange. Why would people not even TRY to improve their lives? Fair enough, I may not achieve everything, but at least by setting some targets I’m giving myself the opportunity to play the game.

So, losing weight, earning more, growing our businesses and building our property portfolio are all going to be on list – call it Goals, Aims or New Year Resolutions.

(I’m setting to start my diet on Monday, January 9th. I know it’s a week or so into the new year, but there’s still probably going to be some good food left over on January 1st, and I want to reduce the opportunities for failure as much as possible. My box of Exante diet products has arrived and I’m going to shoot a video to post on my YouTube channel as I unpack everything – I’ve had a quick peek but nothing more so I’m excited to take a look.)

But before that, my immediate goals to do BEFORE the end of 2016 are to write two posts – one of my/our achievements and one to set my/our 2017 goals. There, I’ve said it, and I’m about to hit Publish – so I HAVE to do them now!!!

Thanks for reading!

Izzy

 

Project: Life Success – changing career aged 40+, building my own business & making a success of my life!

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On the up!

Hurrah! We got paid.

I knew we would, it was just  matter of time. And after weeks of scrimping and holding my breath (and wallet) it makes it all the sweeter!

So I celebrated, with a walk across local field with the dogs, on a beautiful frosty morning. Because we have money – and all is well with the world!

I also just had to share our beautiful lurchers Foxy and Frankie running across the frosted wintery fields – they had so much fun!! Foxy Loves Frost, we discovered!!

If you have a half-second to subscribe to my YouTube channel and show me some support, I would be so grateful!

 

Project Life Success – changing career aged 40+ and building my own business!

 

 

Attracting Income Attracting Success Business success Cashflow Change your life Change your Mindset Foxy Loves

A challenging few weeks

I mentioned in my last post that we have had some challenges recently in our quest for business success, and I promised to explain them in more detail.

The challenges we’ve been experiencing are nothing new to any business, I guess, but they can be crippling. Mostly, they come down to uneven cashflow and late payers.

When I started on my journey to build a business I hadn’t expected quite how emotional it would be – or how extreme those emotions would be. On the good side there are feelings of empowerment and elation. And then there are the not-so-good feelings of isolation and fear.

Isolation because, when you are owed money but you’re scraping your bank account to pay your suppliers or your employee, I don’t think there is any loneliness that can match it.

Fear because, well, the thought of not being able to pay your employee or your suppliers, not to mention yourselves, is frankly pretty terrifying.

Everyone knows the statistic that most businesses don’t last more than five years, and I bet many of those that go down, do so because of a lack of cashflow.

There has to be a way around this. The biggest owers at the moment are two insurance companies. Everyone we work with signs a Terms of Business form in which they agree our payment terms of three days (but ideally on completion of the job). It’s harder with insurance companies, and certainly their employees won’t have any idea of what it is like to wait for a cheque while everything falls to pieces all around you (ok, slight melodrama there!)

One of them received our invoice over six weeks ago. I know that is a fraction of the time  some companies will expect to be paid in, but for us, it is potentially catastrophic. And yet we can’t start grilling insurance companies on their terms before we agree to work for them… or maybe we can, and should, the next time we get one in. But then will they hire us? Probably not.

The biggest problem is we’ve just started another job this week (for another insurance company, groan!) and have had to pay thousands up front for materials and scaffolding. It’s the first time we’ve worked with several of the suppliers, so payment upfront was a fair enough demand. And because I am new to business and finance I haven’t felt confident in opening and handling credit accounts – that’s something I will have to grow into. Right now, I like to pay what we owe when we owe it, not carry things over several weeks and risk forgetting about it or not allocating the right funds.

Now, this insurance company has agreed that interim payments “are possible” (their words, not mine), but refused to be drawn on their payment terms. Maybe I could/should have pushed, and maybe next time I will do. But, once again, every barrel is pretty much empty and we just need to keep our heads down and keep on keeping on. D is working on another job tomorrow to bring some extra cash in, and I have editing to do and hopefully some more sales will come through Foxy Loves.

Until things change I am listening to mindset-changing affirmations, mostly about building wealth, in the hope that some magic gets in there!

Here’s my vlog about all these fun and games:

Onwards and upwards! xx

 

 

 

Project Life Success – changing my life in my 40s and aiming for business success
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